Estate plans are created to ensure that your affairs are in order and that your family is protected if you pass away. Trusts are a great tool to create generational wealth for the children in your family. The phrase "Trust Fund Baby" is sometimes used in a derogatory manner to describe spoiled rich kids. "Trust Fund Baby" should instead describe kids who have adults willing to guide and set up a future for them that is free from financial burdens. We happily call our kids "Trust Fund Baby," and so should you. Order a t-shirt for your Trust Fund Baby, Grand-baby, God-Baby, Niece, Nephew, etc. But first set-up a trust for them. Want to set up a trust but don't know how. (click here).